ChatGPT Plus vs Claude Pro for Math, Coding & Research — Worth the $20 Upgrade for a Student?

Hi everyone, What are your thoughts with GPT 5.4 after using it for almost 7 days? I’m currently a university student and I depend quite a lot on AI tools for studying and research. Over the past few years, ChatGPT has basically become my main learning companion. I use it for things like understanding difficult concepts, writing and debugging code, and working through academic material. For the last few months I’ve been on the ChatGPT Go plan, but I’m thinking about upgrading to a $20/month plan for a while to help speed up my learning.