AI coding is gambling — but only if you can't afford to lose

There's a post going viral on Hacker News right now: "AI coding is gambling." 192 comments. 180 upvotes. Developers everywhere nodding along. AI coding IS gambling. But here's what the discussion is missing: the stakes are completely different depending on where you live. The gamble looks different from Lagos When a developer in San Francisco uses AI tools and gets burned - hallucinatedcode, wasted hours, a deadline blown - they lose time. Maybe they lose a day. They still have their $20/month ChatGPT subscription. They still have their $10/month GitHub Copilot.