What people don’t tell you about building AI banking apps

We’ve been building AI banking and fintech systems for a while now and honestly the biggest issue is not the tech it’s how people think about the product almost every conversation starts with “we want an AI banking app” and what they really mean is a chatbot on top of a normal app that’s usually where things already go wrong the hard part is not adding AI features it’s making the system behave correctly under real conditions. fraud detection is a good example.