What if the real AI problem is not intelligence, but responsibility?

A lot of the AI discussion is still framed around capability: Can it write? Can it code? Can it replace people? But I keep wondering whether the deeper problem is not intelligence, but responsibility. We are building systems that can generate text, images, music, and decisions at scale. But who is actually responsible for what comes out of that chain? Not legally only, but structurally, culturally, and practically.