I gave AI access to my bank account and I didn't know it can block retail purchases? Anyone know how to fix this in the app?

Signed up for SpendGuard-AI because it was advertised as a “financial accountability layer” for your checking account. What it did not make clear is that it can apparently decline your debit card purchases in real time if the app thinks you’re being irresponsible. So tonight I go to McDonald’s, order my food, pull up to the window, tap my card. DECLINED. I’m thinking okay, glitch, whatever. I run it again.