AI agents are getting their own credit cards. Most products aren’t remotely ready.

Ramp just launched Agent Cards in beta. AI agents get a tokenized credit card with spending limits and approval workflows set by the human. Mastercard and Google are building verification standards for AI agent transactions. Stripe’s been running an Agentic Commerce Protocol with OpenAI for six months. Stripe’s top finding: the number one factor in whether your product shows up in agent recommendations is having structured, machine-readable product data. Not your brand. Not your marketing. Your data. Meanwhile most B2B products aren’t even close to ready.