AI Agents Just Got Their Own Bank Accounts. Here's What Changes.

Dev.to AI
Generative AI

AI Agents Just Got Their Own Bank Accounts. Here's What Changes. MoonPay just shipped something that didn't get enough attention. The Open Wallet Standard (OWS): an open-source protocol that gives AI agents a single encrypted vault for holding funds, signing transactions, and paying for services across every major blockchain. Not a closed platform. Not a managed service. An open specification that anyone can implement. This is the missing piece in the agent economy. And it changes what's possible. What OWS Actually Does Before OWS, agents had a problem.