Your Intent Classifier is Solving the Wrong Problem

Towards AI
Machine Learning Generative AI

Why response architecture matters than classification in regulated LLM apps A user types “how does a backdoor Roth conversion work” into your wealth copilot. You cannot solve this at the classifier level. You do not know whether they want to understand the mechanism, whether they are about to execute one themselves, or whether they are helping a parent decide. Your response has to work across all three. Getting it wrong in the second case crosses a regulatory line that does not exist in the first. The dominant response to this problem in LLM applications is intent classification.