Know Your Agent: Why AI agents need credit checks before they transact

Dev.to AI
Generative AI

In January 2026, an AI agent lost $250,000 in a single transaction. Nobody checked its reputation first. The agent economy is booming - 49,000+ agents registered on ERC-8004, $600M+ in x402 payments. But there's no standard way to answer: "Should I trust this agent?" We built two free tools to fix this: 1. KYA - Know Your Agent A due diligence report for any AI agent. Think of it as a credit check for the machine economy.