Entity-Specific Cyber Risk Assessment using InsurTech Empowered Risk Factors

ArXi:2507.08193v3 Announce Type: replace-cross The lack of high-quality public cyber incident data limits empirical research and predictive modeling for cyber risk assessment. This challenge persists due to the reluctance of companies to disclose incidents that could damage their reputation or investor confidence. Therefore, from an actuarial perspective, potential resolutions conclude two aspects: the enhancement of existing cyber incident datasets and the implementation of advanced modeling techniques to optimize the use of the available data.